Paying for care – Barchester Healthcare Guide
As we get older and thoughts turn to later years, discussions with relatives can often produce an elephant in the room – paying for care. No-one likes to think about the time when they may no longer be independent and need help. Happily, we are living longer but that in itself can add to the worries of old age.
Gone are the days of the extended family where everyone lived locally and could pop in to help out. Although we are getting older, we are developing medical conditions that can be complex and need more than a daily catch up over a cup of tea.
Barcherster Healthcare winners of a RoSPA Gold Award in 2015 have tried to help with that first step by producing a e-book to begin to find out as much as possible about costs and what you get for your money.
Care home costs
- ‘How much do care homes cost?’
- ‘What exactly will I be paying for?’
Unfortunately there are no generic answers to these two questions. It will depend on your circumstances which will include where you live, the amount of savings you have and the level of care you need. Care homes price their services differently so again there is no one size fits all so it is vital to know exactly what is included.
Accommodation, meals and laundry come as basic but check out whether these ‘extras’ are included and if not how much they will cost:
- private chiropody services
Then there are the financial questions to check on:
- What exactly is included in the fees?
- How often are the fees reviewed?
- How much notice will you be given of changes?
- Are there any additional costs for services or activities that the care home provides?
- Do residents need to take out their own contents insurance?
- How do absences affect fees – would you be charged if you went on holiday, or required a short stay in hospital?
Armed with all the information you will then want to do some research on where to live. Choosing a care home would be a good place to start as the guide gives good intitial information.
Check out the e-book and start asking the right questions so that when the time comes you will be fully involved and in control.
Have you had to look into the cost of care? What is your experience?
This is a sponsored post on behalf of Barchester Healthcare